Manohar Bhoir is a seasoned finance transformation leader with over 25 years of progressive experience across Finance, Fin-Ops, and Enterprise Transformation, spanning start-ups and global multi-billion-dollar organizations in the Middle East and Asian markets. Under his leadership, RAKBANK is transitioning from manual, rules-based operations toward intelligent, autonomous finance—deploying Oracle Fusion ERP, RPA, and agentic AI to strengthen controls and drive efficiency. A trusted business partner and proven change leader, Manohar is passionate about reimagining finance as a data-driven, autonomous operating model.

Dr. Jassim Al Awadhi is a distinguished executive leader in Artificial Intelligence and Digital Transformation, currently serving as Executive Director – Enterprise Platforms at Emirates NBD, where he leads the strategy, governance, and evolution of enterprise platforms within one of the region's most advanced financial organizations.

With over 20 years of experience across telecommunications, banking, and government collaboration in the UAE, he has been at the forefront of driving enterprise-scale transformation, specializing in AI adoption, platform modernization, and operating model excellence and innovation.

In his current role, Dr. Al Awadhi is responsible for transforming enterprise platforms into AI-enabled, resilient, and scalable ecosystems that support the bank's ambition to become a data-driven, AI-first organization.

His work spans modernizing core financial systems, integrating AI across business and operational domains, and establishing governance frameworks that deliver measurable business value, operational excellence, and regulatory compliance.

A recognized thought leader in responsible, human-centric AI, Dr. Al Awadhi advocates embedding governance into the architecture of AI systems to ensure effective implementation, align innovation with ethical standards, manage risk, and ensure strong human oversight. He emphasizes AI as a decision-support capability that enhances, rather than replaces, human intelligence.

Dr. Al Awadhi holds a PhD in AI strategy and implementation, a Master's degree in Strategic Management, and a Bachelor's degree in Electronics Engineering. His work closely aligns with the UAE National AI Strategy 2031 and the UAE 2071 Centennial Strategy, advancing AI-driven ecosystems and supporting the UAE's vision to lead globally in innovation and digital excellence.

A sought-after keynote speaker, he regularly shares insights on enterprise AI, digital transformation, the UAE government's future foresight in AI infrastructure and implementation, and the future of intelligent organizations across regional and international platforms.

Krishnadas is a Business Development Strategy Leader for Financial Services Industry Unit at Oracle having 3 decades of experience in Sales & Business Development with 21 years in the Financial Services Solutions space across MENA, India & CIS regions. His domain expertise spans across Core Banking, Corporate & Retail Banking, Risk & Analytical solutions.

Yassine El Bakiouli is a distinguished leader with close to 20 years of experience in the IT and Tech industry. Born in the Netherlands with Moroccan roots and based in Dubai, he brings a unique global perspective to his work.

Educated in Business Economics and possessing a versatile background in customer contact, finance, and IT, Yassine has a comprehensive understanding of various business aspects.

Having held leadership positions in Oracle EMEA in Technology and Applications, Yassine currently serves as the Gulf Commercial Vice President of all Applications and Technology Business. At Oracle, he has demonstrated exceptional leadership in building successful organizations, prioritizing customer and employee satisfaction, and driving innovation with his teams in customer journeys.

Yassine's passion for business technology and his personable approach make him an engaging and influential business leader. Based in Dubai, he leverages his global perspective in customer engagements, continually striving to drive positive change and contribute to the industry's growth on both, customers and Oracle, ends.

Aarti Mohan is responsible for driving success in the area of ERP, HCM & Customer Experience Solutions. She has been working with these solutions for almost 2 decades in several roles. Aarti has been instrumental in helping organizations understand the value of adopting best practices in Finance, HR and Operations for a World Class solution providing innovation and agility and has worked closely with major customers across the region. Her strong background in Finance transformation is leveraged in supporting the CFO’s to drive change within organizations to ensure they stay current and adopt latest technology to drive their business goals.

Mohammed Bellamine is a Partner in Deloitte Middle East’s Oracle practice, focused on financial services across the GCC. He has more than 21 years of consulting experience and has worked with financial institutions across Europe, Canada and the GCC.

Mohammed helps financial institutions modernize finance and enterprise operations using Oracle Cloud and AI. He has led complex ERP transformation programs, helping clients strengthen controls, improve efficiency and make better use of their technology investments. He combines deep Oracle expertise with a practical approach to planning and delivering business transformation in complex organizations.

A Financial Services Partner with close to three decades of experience, Ananth has led large banks through major transformation and technology implementation programs across markets. His experience spans core banking, trade, payments, data and technology transformation, with a particular strength in simplifying integration landscapes and making production environments more resilient and easier to operate.
Ananth has always placed customer experience at the heart of transformation, bringing together business, technology and implementation to turn ambitious change into outcomes that work in the real world.

He sees AI and Agentic AI as an enterprise transformation lever with the potential to fundamentally change how banks operate, manage risk, use analytics, serve customers and create revenue – not merely reduce costs. His focus is on helping banks harness this opportunity to accelerate modernization, reduce risk and create new avenues for growth.

Atonu Biswas is a Partner at Deloitte India and a preeminent leader in digital evolution, with over 23 years of global experience including nearly two decades at Oracle Consulting. He specializes in driving large-scale digital transformations that bridge the gap between back-office ERP and front-office CX application (Marketing, Sales, and Service). Today, he leads the Deloitte South Asia Oracle CX, Retail (Retek), Primavera & GRC portfolios, Oracle ERP for India-Southern region and serves as the Strategic Corridor Leader for the Oracle practice between India and Europe.

As one of the Founding members of Oracle Consulting’s Cloud Delivery Methodology, Atonu architected and scaled the CX delivery practice from the ground up. Atonu engineered foundational SaaS data migration tools and implementation frameworks that have been critical to his oversight of over 200+ successful CX cloud go-lives for global organizations.

He advocates for a shift in customer experience from traditional CRM to a "connected suite" of applications that use AI/ ML and data-driven personalization to create meaningful, value-driven interactions that enables transition from transactional relationships to a "Customer for Life" philosophy.

A PMP-certified leader holding a BTech in Computer Science and a dual MBA in International Business and Management of Technology from top-tier institutions in Europe and Asia, he is recognized as a Fellow by the IML (Institute of Managers & Leaders) Australia for his contribution in the field of management and global project delivery. He is recipient of the prestigious Eiffel Scholar from Government of France and ADB-Japan (ADB-JSP) Scholar.

Patrycja is a Financial Services partner with over 20 years of experience, with deep experience in strategy and digital transformation across banking, insurance, pensions, and wealth and asset management. Having worked across Asia, Europe, and the Middle East, she advises leading institutions on complex transformation agendas that deliver measurable business outcomes and improved customer experience.

Her experience includes leading large-scale, global programs across digital strategy, open banking, sales force effectiveness, CRM transformation, regulatory change, and front-office process redesign. Patrycja also supported neo banks through critical stages of growth, including license application, proposition development, technology architecture, and implementation.

Alongside my client responsibilities, I serve as Middle East Growth Leader and ExCo member, with responsibility for driving Deloitte's growth across strategic industries, priority offerings, and key client accounts.

Sajeev Kumar is Executive Vice President and Group Head of Corporate banking Technology at Mashreq, leading technology across Corporate & Investment Banking, International Banking, Risk & Compliance, and People functions. With nearly three decades of global technology experience, including over 20 years at Mashreq in various technology leadership positions and an earlier career with Oracle, he has been at the forefront of several large-scale banking transformation and modernization programs across international markets.

A passionate advocate of digital transformation, AI and emerging technologies, Sajeev focuses on harnessing technology to simplify banking, enhance customer experiences and deliver measurable business value. He is also an alumnus of MIT’s executive education programs in Digital Transformation and Leadership & Innovation.